GovernanceRegulatory & Compliance Expertise

Engineered for
Compliance.

In regulated financial environments, technology must do more than function — it must align with compliance, auditability, and operational governance.

UAE WPS Framework Expertise

We design and implement Wage Protection System (WPS) platforms aligned with UAE payroll compliance structures.

SIF file validation & correction logic
Payroll batch processing controls
Multi-level approval workflows
Employer hierarchy mapping
Audit-ready transaction tracking
Reconciliation & reporting modules
Our systems are built to support regulatory transparency, operational accuracy, and structured compliance monitoring.

MOHRE Integration Readiness

M2H designs WPS platforms with MOHRE-aligned data validation architecture.

Data validation logic aligned with WPS submission requirements
Compliance-aware payroll processing
Structured employer & employee record management
Reporting readiness for audit and regulatory checks
We ensure that compliance workflows are embedded into system logic — not layered afterward.

UAE FTS (Fund Transfer System) Solutions

We implement FTS-compliant transaction processing solutions aligned with UAE Central Bank standards.

Secure file processing engines
Host-to-host banking integrations
Automated validation & routing
Real-time transaction status tracking
Settlement reconciliation
Regulatory reporting frameworks
Our architecture ensures high reliability, traceability, and audit readiness for financial institutions.

AANI & Instant Payment Integration

We design integration layers ready for UAE instant payment frameworks.

API-first integration architecture
Secure transaction orchestration
P2P & QR-based payment readiness
Split request workflows
Real-time status tracking
Our systems are built to adapt to evolving payment infrastructure landscapes.

AML, Risk & Transaction Monitoring Support

While compliance responsibility remains with financial institutions, M2H builds technology that supports structured monitoring and governance.

Role-based access control (RBAC)
Transaction logging & audit trails
Risk flagging workflows
Configurable approval hierarchies
Monitoring dashboards for operational oversight
Technology should empower compliance teams — not burden them.

Security & Data Protection Principles

We follow structured security practices aligned with financial-grade expectations:

Encrypted data handling
Secure API design
Token-based authentication models
Audit logging
Controlled access policies
Secure deployment architecture
Our approach emphasizes operational resilience and infrastructure stability.

Compliance-First Architecture Philosophy

"Compliance must be engineered into systems — not patched in later."

1
Regulatory workflow mapping
2
Structured architecture design
3
Integration impact assessment
4
Governance-aware development
5
Testing aligned with compliance scenarios

Built for Regulated Financial Ecosystems

We understand the operational realities of Banks, Exchange Houses, Payroll Providers, and Fintech Institutions.

GOVERNANCE_PROTOCOL_V2.0

Moving Forward with Confidence

As financial ecosystems evolve across the UAE and GCC, institutions require technology partners who understand both engineering and compliance dynamics.

M2H is committed to building systems that operate reliably within structured regulatory environments — today and into the future.

READY TO SCALEYOUR ECOSYSTEM
READY TO SCALEYOUR ECOSYSTEM
READY TO SCALEYOUR ECOSYSTEM
READY TO SCALEYOUR ECOSYSTEM
Enterprise Ready Architecture

Build Your Next digital platform.

Whether you are modernizing your WPS system, launching a super app, or building a new fintech product — M2H brings the architecture, engineering, and regulatory expertise to make it successful.